# Payment Options

//[`Get provider` ](/netwallet-api-docs/payment-process/get-account-balance.md)

The API description below shows how the list of payment options can be obtained. The request requires that the merchant filters by country and transaction type to get the appropriate list of the payment options.

{% hint style="info" %}
When you request providers using the sandbox API, we will include the test account that can be used to test both successful or failure of transactions which ensures that your integration works as expected when you switch to the Live API.
{% endhint %}

### Transaction Types

#### Collection

Collections credit your account. Checkout the list of countries and their respective collection methods we support [here](/netwallet-api-docs/payment-process/request-payment-by-collection.md).

#### Payout

Payouts debit your account and require you to have enough funds on you account before you proceed. Checkout the list of countries and their respective payout methods we support [here](/netwallet-api-docs/payment-process/request-transfer-by-payout.md)


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